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Fire Bun Retirement

The pervasive retirement paradigm in society today is the biggest con that has ever been pulled on the workforce! Okay maybe I’m exaggerating a bit but hear me out…

The concept of working and saving for roughly forty years of your life to then relax and enjoy your hobbies and travel the world is fundamentally flawed for two reasons:

Firstly, why wait?! Seriously, why should we sweat and stress in the forty prime years of our lives (in terms our physical health) to then pursue our dreams in our declining years? This makes no sense. I have many friends who are not waiting (according to their Facebook pics anyway) and they should be applauded. There is no reason to delay pursuing your passions. DO IT NOW!

Begin strategizing ways to configure your life to achieve YOUR GOALS not only your employer’s. There are lots of good rexcuses (excuses masquerading as reasons) why we cannot do what we are really passionate about of course. After all, you have children and a mortgage and who is going to pay you your current salary to be the next Anthony Bourdain? I can totally relate.

The problem is that we need to overhaul our thinking. You can have more of your time under your control than you think. Getting a hold of this book is a good start to re-wiring your brain: “The 4-Hour Work Week: Escape the 9-5, Live Anywhere and Join the New Rich” by Tim Ferriss.

Why not live your most passionate life now? Do you really want to start enjoying life at sixty? Will you even reach fifty? So go on…..get off your butt and make a plan. Book that trip to see the Northern Lights! Take that one-month spiritual retreat to Thailand! Plan a weekend dinner date in Paris or Trinidad Hyatt! Buy those expensive golf clubs and start going once a week! Buy the electric guitar and start taking lessons online! In 2016 I did a two-week surfing retreat in Costa Rica. One of the best two weeks of my life!

The second problem with retirement is the vast wealth of knowledge and experience that goes down the drain. Retirement age is the prime time for giving back. Years of hard knocks and application of knowledge and skill should have produced a person that is not only wise but also mature.

Now, I do not mean that people should continue working in the same mode as before, clinging to position and power. The current classic example of this is Robert Mugabe in Zimbabwe. We have too many leaders that have stifled the growth of companies and countries and churches by making themselves indispensable. This tragedy is all around us in Trinidad and Tobago. Why do the same old names keep recycling in our political parties and high-profile energy committees until they literally cannot walk anymore? It seems politicians and religious leaders only change when the incumbent dies.

What I am proposing is a transition to a mentorship role. Behind the scenes, men and women with deep knowledge and insight; veterans who have been through the good, the bad and the ugly should be ensuring the next generation benefits from their knowledge. This passing of the baton is what builds a nation. We need young innovative people with fresh ideas and zeal and energy, unfettered by tradition and history, to be in the driver’s seat while the wise and mature elders guide and coach in the background.

In our families the same is needed. Granny and grandpa should not be off golfing and ballroom dancing 24/7 or worst yet in a home for the aged somewhere. Their guiding hands and support are needed today more than ever while at the same time the younger generation needs to chart a new course in this new world.

In summary, do not put off your most passionate life for after sixty. Instead, begin to strategize around how in your later years you will help the next generation to surpass your accomplishments!

Joyfully,

Copyright 2017, Matik Nicholls